Our Loan Products
Flexible credit designed around your life and business.
Personal & Business Loans
Loan Amounts
GHS 500 – GHS 10,000
Repayment Period
1 to 6 months
Interest
Competitive rates — based on loan amount and term
Who can apply?
Requirements
- Ghanaian citizen
- Active WhatsApp number
- Stable income or occupation
- Valid Ghana Card
Documents Needed
- Ghana Card (front & back)
- Service ID / Staff ID (if applicable)
- 3 most recent payslips or bank statements
- Guarantor's Ghana Card
- Guarantor's proof of employment
Frequently Asked Questions
Got questions? We've got answers.
Most applications are reviewed within hours. Once approved, disbursement via Mobile Money happens almost immediately.
Yes! We support self-employed individuals and small business owners. Just provide proof of your business income.
Our team will review your documents for authenticity. We may ask a few follow-up questions directly on WhatsApp before making a final decision.
Approved funds are sent directly to your registered Mobile Money wallet for immediate access.
We encourage you to contact us immediately if you foresee a problem. We prefer to work out a solution rather than apply immediate penalties.
Absolutely. Clients with a good repayment history often qualify for larger loan amounts on their next application.